Independent Financial Advisers for: Retirement - Investments - Protection - Mortgages- Telephone: 01293 851781
- Mobile: 07768 905997
- Email: info@markpowling.com
Independent Financial Advisers for: Retirement - Investments - Protection - MortgagesMy role is to help you cut through noise, make good decisions and stay on track. Evidence shows that individuals with financial planners accumulate more assets during their working life and benefit from increased income in retirement.
I believe in using straightforward, evidence-based strategies, keeping costs under control and focusing on the things we can influence how much you save, how long you invest for, and how much risk you take.
Which leads us to a very simple question:
What do you want your life to look like in the time you have left?
I offer a highly personalised service that will align your financial decisions with your long-term needs, vision, aspirations and values. Our planning framework is built upon a genuine interest in helping you live your best life by design.
Most people want a fulfilling life and a secure future. When you understand what that looks like for you, money becomes the "tool" that lets you live the life you truly desire.
Most families want security, freedom and confidence across generations — something a clear financial plan makes possible. The number one fear for most people when it comes to finances is outliving their money and yet many people in the UK are not saving nearly enough for retirement.
Meaningful financial planning makes all the difference. It might be the reason you can retire today, or the extra years you can spend travelling. Life is for living. We’ll work with you to create and realise a financial plan that’s as individual as you are – and sets you free to lead the life you want to live.
I work best with people who value long-term planning, want clarity about their future, and appreciate straightforward, evidence-based advice.
Balancing work, children, ageing parents and major decisions such as school fees, helping children onto the property ladder or planning early retirement.
Understanding whether they have "enough", how much they can safely spend, and how to make their money last.
With finances spread across pensions, ISAs, company cash and investments, who want everything joined up into one clear strategy.
If you’re looking for a long-term relationship with someone who can help you make thoughtful decisions about money, we may be able to work together.
My job is to help you answer the questions that matter most, so you can make confident and well-informed decisions about your future.
If you don’t know what ‘enough’ looks like, you’ll never know whether you have it.
We analyse the resources you have available to you now and in the future. We use powerful, professional financial modelling software to help answer the expensive questions in life.
You can think of my work in three parts:
We explore your goals, values, and experiences with money so we can build a plan that reflects what truly matters to you.
We model your financial future, test different scenarios, and highlight risks and opportunities so you can make fully informed decisions.
We design a clear, evidence-based strategy using diversified, low-cost investments aligned to your goals and tolerance for risk.
A 30–60 minute chat to understand your situation, what you’re looking for, and whether I’m the right adviser for you. There’s no cost or obligation.
If we decide to proceed, we’ll dig into your goals, your current financial position and what a “great outcome” would look like for you and your family.
I’ll build your financial plan and cash flow model, test different scenarios and then walk you through what this means in practical, plain English.
You’ll receive clear recommendations covering your investments, pensions and any other planning areas. If you’re happy, I can implement everything for you.
We’ll agree a review schedule and way of working that suits you, so your plan stays up to date as life evolves.
Life changes. So does legislation and tax. I offer ongoing support to:
I act as a long-term partner, helping you make confident decisions as life evolves — never as a salesperson.
No. I can work with clients across the UK via video meetings, as well as in person where practical.
I’ll explain all fees clearly and in writing before you decide to work with me. I’m not tied to any provider and I don’t receive commission for recommending investments.
I typically work with people and families who already have some savings, pensions or investments, or who are on track to build them, and who value professional advice. If I’m not the right person to help, I’ll tell you honestly.
Yes. For some people, a one-off review and plan is enough. Others prefer ongoing support. We can discuss what’s best for you.
Ready to create clarity and confidence about your financial future? There’s no sales pitch. Just a conversation.
There’s no obligation, and I’ll always be honest about whether I’m the right person to help.
You’ll always receive clear, honest advice — and you’ll never be rushed into making a decision.
The information on this website does not constitute personal advice. Past performance is not a guide to future returns. The value of investments can go down as well as up and you may get back less than you invest.
Mark Powling is an appointed representative of Adaurum Limited, an Independent Financial Adviser authorised and regulated by the Financial Conduct Authority.